LearnToSend · Partner Program

The ATM Operator
Referral Partnership

Pre-educated, FINTRAC-aware customers sent directly to your machines. Zero acquisition cost. 90-day pilot. Cancel anytime.

Overview

How the Referral Loop Works

1
Student completes the LearnToSend course
90-minute FINTRAC-compliant crypto remittance course, available in 6 languages (English, Punjabi, Hindi, Tagalog, Mandarin, French). Student earns a verifiable certificate.
2
Graduate receives a unique referral code
Upon certificate issuance, each graduate gets a partner-prefixed referral code tied to your network.
LC-A7F2K1   BW-M3X9R4
3
Student uses the code at your ATM
Code is entered at point of sale. Student receives a 5% transaction discount. Your operator system logs the referred transaction via our public verification API (GET /api/referral/verify/:code).
4
LearnToSend earns 2% commission
Invoiced monthly on total referred transaction volume. Net-30 terms. You only pay when a referred transaction completes — no upfront fees, ever.
What You Get

Why This Benefits Your Network

🎯
Zero Customer Acquisition Cost
We educate and deliver the customer. You pay only on completed referred transactions — no CAC, no ad spend, no lead gen cost.
🎓
Pre-Educated, Confident Users
Graduates know how ATMs work, understand fees, and have practiced the flow. Fewer abandoned transactions, fewer support calls.
🌍
High-Value Demographic
International students and newcomers are repeat remittance senders — monthly volume, predictable transaction patterns, growing population in Canada.
📈
Incremental Volume
These customers are currently using Western Union or Remitly. We're converting traditional remittance users into crypto ATM users — net-new volume for your network.
What LearnToSend Provides

Our Commitment to the Partnership

Compensation

Commission Structure

Standard Rate Non-exclusive, multi-operator
2%
per referred transaction
Exclusivity Rate Single preferred operator per market
1.5%
negotiable for exclusivity
Student Discount Applied at point of sale
5%
off standard transaction fee
Billing Cycle Net-30, monthly invoice
Monthly
e-transfer or EFT

Commission applies only to verified, completed transactions where a LearnToSend referral code was presented. Minimum monthly payout threshold: $50 CAD. Balances below threshold roll to next month.

Integration

How It Works Technically

Implementation is a single API call — no SDK, no complex integration.

1
Student enters their referral code at your ATM terminal (text input field, same UX as promo codes).
2
Your system calls our free verification endpoint:
GET https://coinsense-12lq.polsia.app/api/referral/verify/LC-A7F2K1
Returns: valid, discount %, partner name, uses remaining. Response time <200ms.
3
Apply the 5% discount to the transaction fee if code is valid. Proceed with transaction normally.
4
Log the referral code against the transaction in your back-office. Share monthly referred volume report with us before invoice date.
Program Terms

Pilot Period & Conditions

📅
90-Day Pilot
No long-term commitment required. Evaluate results after 3 months.
🚫
No Upfront Cost
Zero setup fees, zero integration fees. Pay only on referred transactions.
✉️
Cancel Anytime
30-day written notice to terminate. No penalties, no locked-in contracts.
🔐
Privacy Compliant
We never share student PII. Referral codes are anonymized identifiers only.
📊
Transparent Reporting
Monthly reconciliation report shared 5 business days before invoice.
⚡
Fast Onboarding
Agreement signed → codes active within 48 hours. First students routed within 2 weeks.

Ready to Move Forward?

Reply to our initial outreach or email us directly — we can have a partnership agreement drafted within 24 hours of your go-ahead.

📩  Email Us to Get Started
or
Visit LearnToSend →